Uber has changed the way we travel. With just a tap on your phone, a ride is available at your fingertips, simplifying the way we move around. Despite its convenience, risks still exist. Crashes can still take place, leading to potential passenger injuries.
This article explores what kinds of injuries are most common in Uber accidents, how to determine liability, as well as the legal process for compensation.
Frequent Injuries from Uber Rides
When riding in an Uber, a wide range of injuries, especially during collisions or accidents. Among the most common injuries are:
Cervical Strain: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. The symptoms may take time to surface.
Bone Injuries: Accidents can easily cause fractures, especially in limbs. Fractures may demand extended treatment and rehabilitation.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. Head injuries can affect cognition and health for a long time.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These injuries may require surgery, physical therapy, and long-term care.
Strains and Sprains: These injuries can involve torn ligaments, strained muscles, and more. Though less visible, they can cause significant discomfort.
Cuts and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even get more info third parties.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Examples include speeding, DUI, or violating traffic rules.
Another Motorist: When another driver causes the accident, they may be held responsible.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from Third Parties: Third parties, such as government entities or manufacturers, may be liable. In these cases, more than one party might share liability.
Uber’s Insurance Policy for Riders
Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Driver En Route or During a Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Steps in an Uber Injury Lawsuit
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.